This summer, a major change quietly reshaped the way millions of Americans will be taxed. On July 4, 2025, President Trump signed the One Big Beautiful Bill Act (OBBB) into…
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A well-designed loan risk-rating system is a critical component of a bank’s risk management program. These systems help management accurately and consistently identify and monitor credit risk in a bank’s…
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Beginning September 30, 2025, the IRS will no longer accept paper checks for tax payments or issue refunds by mail. Instead, all payments and refunds will be processed electronically. This…
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The “One Big Beautiful Bill” (OBBB), signed into law on July 4, 2025, represents the most sweeping tax reform since the Tax Cuts and Jobs Act (TCJA). The bill introduced…
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The 2025 tax reform legislation—formally known as the One Big Beautiful Bill—has introduced sweeping changes to itemized deductions, reshaping how millions of Americans calculate their taxable income. For the average…
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The “One Big Beautiful Bill” (OBBB), signed into law on July 4, 2025, represents the most sweeping tax reform since the Tax Cuts and Jobs Act (TCJA). While this legislation…
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